![]() Visit Ĭoverage subject to eligibility, availability and policy terms. Travelers logo, It's better under the umbrella®. 2019 Travelers Independent Survey of US Homeowners Text, Find more ways to protect your home at /water Text, Stop scary endings before they start Text, 59% of homeowners don’t turn off the water supply before going on vacation* The water is a few inches deep in the house now. From above, we see the blue waves crashing on the shore. Family photos are floating in the water on the floor of the house. The friends carry their surfboards through the dunes and toward the ocean waves. The water spreads and makes a large puddle on the floor. Common Claim Denial: Constant or Repeated Seepage or Leakage It is very common for Policyholders to have water damage to their property due to a plumbing leak. Water drips from a pipe in the basement of a house. Navigating Your Business Through COVID-19 Limited hidden water, steam seepage or leakage: In many instances, a water leak may be hidden within a wall or ceiling and go on for weeks or months before.Contact your local independent agent to review and update your homeowners insurance coverage. While you’re considering these ways to help protect your home from a non-weather water disaster, it’s also a good time to make sure you’ve got the appropriate insurance coverage. Have any pipe damage fixed immediately to prevent more costly repairs in the future. Check exposed plumbing (pipes, valves, etc.) for signs of leaking or corrosion.Also look for signs of leaking or wear and tear. If your refrigerator has an ice machine or water dispenser, check the hose between the wall and the refrigerator to determine if it is pinched or stressed.Check caulking around showers, bathtubs, sinks and toilet bases, and make repairs as needed.Be sure to include supply lines, hoses, connections and fittings in the inspection. Inspect water heaters, showers, tubs, toilets, sinks, dishwashers, refrigerators and washing machines annually, and have them repaired if there are signs of leaks or corrosion.Change the air filter annually at a minimum. Check the drain lines annually and clean them if they are clogged. Check around the unit for indications of leaks. Consider having your air-conditioning system inspected regularly by a professional.Also, if your home is protected by a fire sprinkler system, do not turn off the water to this system, and maintain sufficient heat to prevent a freeze-up. Most if not all property owners immediately believe that they have insurance for that, unfortunately many have learned that this is not always the case. Maintain a temperature of at least 55 degrees in your home. Common Claim Denial: Constant or Repeated Seepage or Leakage It is very common for Policyholders to have water damage to their property due to a plumbing leak. If you will be away from home for an extended period, consider shutting off the water supply, but consult with a heating professional first to understand if doing so will compromise any other systems in your home.Know where the main water supply enters your home, locate the main shut-off valve and make sure it’s functioning properly.That’s why it’s important to check your appliances and plumbing from time to time. Plumbing that is housed inside the walls of your home, in less-trafficked areas like a basement or attic, or behind a cabinet or appliance, can easily go unnoticed. Water damage can often go undetected, even if the telltale signs are there. Navigating Your Business Through COVID-19.
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